Fraud.

The word alone makes people shudder.

Then add "your online credit account" or any number of online financial resources.

It all spells disaster for your credit. Your nerves. Your sanity.

Yes, there are many different online protection services that can provide various tools to help you prevent or thwart online fraud.  But they all cost a monthly fee.

And there IS something that you can do to help prevent such fraud which is EASY, INEXPENSIVE and EFFECTIVE.

It's locking access to your credit reports from the big three credit bureaus.  Experian. Transunion. Equifax.

Credit Freeze

It's called a "Credit Freeze" and it's an inexpensive (or free) service that the credit companies offer.  By putting a freeze on your accounts, any request to review your credit history, such as a credit card application, is stopped, usually resulting in rejection of that application.

Want to learn more about what it all means for you?  Here is a great resource that provides more...

I really don't talk about personal medical experiences, but in this case, I will.  

Why?

Because I believe it's in everyone's best interest to prevent preventable diseases.  And with some diseases, you can reduce your risk by getting a vaccination.

My story.

It's simple.  A couple of years back I had a small amount of irritation and a few small pinpoint blisters on my leg.  Fortunately, I got the diagnosis of shingles in the first day or so and went on anti-viral therapy once the diagnosis was made.  I only had a mild case on my leg, about 4x10 inches.  

And it WAS fortunate for me that it was mild.  Even that small amount of area was extremely painful and gave me an appreciation of what a bad case can feel like.  In a word... I can now understand how really terrible it is to have active shingles.  It is bad. For those who have never had shingles, you simply wouldn't get it.  But maybe I can help.

To let you know what my...