Locking The Credit Bureau
Fraud.
The word alone makes people shudder.
Then add "your online credit account" or any number of online financial resources.
It all spells disaster for your credit. Your nerves. Your sanity.
Yes, there are many different online protection services that can provide various tools to help you prevent or thwart online fraud. But they all cost a monthly fee.
And there IS something that you can do to help prevent such fraud which is EASY, INEXPENSIVE and EFFECTIVE.
It's locking access to your credit reports from the big three credit bureaus. Experian. Transunion. Equifax.
Credit Freeze
It's called a "Credit Freeze" and it's an inexpensive (or free) service that the credit companies offer. By putting a freeze on your accounts, any request to review your credit history, such as a credit card application, is stopped, usually resulting in rejection of that application.
Want to learn more about what it all means for you? Here is a great resource that provides more in-depth description of this process:
Learn More About Credit Freezes (Click Here)
Are you ready to put a freeze on your account? Be sure to go to the OFFICIAL site for each credit bureau. You can use the links below, and they are shown in their entirety so you can see that they go to each of the credit bureaus. Note, you can use the hyper link...OR copy and paste the URL to eliminate the risk of hyper links. It's your choice.
Experian Web Site https://usa.experian.com/login/index
Experian Credit Lock Link: https://www.experian.com/freeze/center.html
TransUnion Web Site https://transunion.com
Transunion Credit Lock Link: https://www.transunion.com/credit-freeze
Equifax Web Site https://equifax.com
Equifax Credit Lock Link: https://www.equifax.com/personal/credit-report-services/
Note: Before you provide ANY information online, be sure that you are on the official web sites of those services by checking the URL of the site in your browser.
