Finally!
A Medical-Malpractice
Program Exclusively for
Pathologists
Affiliated Risk Purchasing Group Program
This special program is backed a Major Mutual Insurance Company and sponsored for Pathologists, exclusively by WhiteCoat Risk Management.
Pathologist Focused
This SPECIAL program is for PATHOLOGISTS and their special needs. By being "specialty focused" we are able to extend greater discounts than may be possible otherwise, while providing an exception array of standard coverage benefits not typically available or included by other insurers.
Major Mutual Insurance Company
This special program is backed by a policy-holder owned insurance company with extraordinary success in providing physician-focused medical malpractice coverage. Program benefits are physician-first, with highly competitive rates and extraordinary financial strength.
Integrate With Your LIfe
WhiteCoat Risk Mangement, broker for this program, can help you integrate this special program into your entire life risk management plan, helping ensure complete cost effective coverage for your profession, business and personal life.
Frequently Asked Questions
...Answers to many of your questions about this program.
Currently, this program is limited to Pathologists in all 48 states. This program's limitation to Pathology is based on the legal requirements of the Federal Liability Risk Retention Act of 1986.
NOT A PATHOLOGIST? Contact us regardless. New specialty groups are being created which may qualify you for this program.
There is NO requirement for you to be a member of any pathology professional organization. We are happy to invite those members of...
- The College of American Pathologists (CAP)
- American Society of Clinical Pathology (ASCP)
- United States and Canadian Academy of Pathology (USCAP)
- American Pathology Foundation (APF)
- ANY State or local pathology societies.
- ANY subspecialty societies
- And....any pathologist who may NOT be affiliated with any of these organizations.
- Board certification is not a requirement of this program.
- Dermatopathologists, Clinical Pathologists and other subspecialty pathologists also qualify for this program.
That's a great question! It's important that there be a finanially stable insurance company backing your insurance. There is!
Our sponsor insurance company has been successfully protecting physicians in Illinois for over 40 years.
- More than $1B in total assets
- A- Rating
- 96% Claim satisfaction rate
- 82% claim closure without indemnity.
- 70% of members receive loss-free discounts
- Risk Reward program...
- Those in this program are 37% less likely to have a claim that results in a payment
- They are 21% less like to experience a claim overall.
- Indemnity 32% lower than non-participants
Member benefits include:
- Group purchasing strength due to group size
- Extensive risk-management and reduction programs with premium discounts
- Policy dividends to members for further premium reduction
- 92% Trial win rate
- Vicarious liability coverage
- Cyber liability coverage ($100k/$500k) included
- Absolute Right to Defend
- Defense costs do not reduce your liability coverage limits
- Prior acts coverage
- Retirement tail benefits
WhiteCoat Risk Management is a full service physician owned brokerage company focused on the special needs of physicians. We help ensure that physicians risk protection needs for their professional, business and personal life aspects are optimally integrated to reduce excess costs due to redundancy and "overlap" and to reduce the potential for risk exposure due to gaps between various insurance instruments.
WhiteCoat Risk Mangement brings together the managing expertise of a practicing physician with a highly experienced Risk Manager.
We focus on physicians.
Contact Us Today
Risk management and insurance protection is an essential component of a physician's financial plan. We understand your unique needs because of our own 30+ years of physician practice experience. WhiteCoat Risk Management - Physician owned and dedicated to our profession.
