Fraud.

The word alone makes people shudder.

Then add "your online credit account" or any number of online financial resources.

It all spells disaster for your credit. Your nerves. Your sanity.

Yes, there are many different online protection services that can provide various tools to help you prevent or thwart online fraud.  But they all cost a monthly fee.

And there IS something that you can do to help prevent such fraud which is EASY, INEXPENSIVE and EFFECTIVE.

It's locking access to your credit reports from the big three credit bureaus.  Experian. Transunion. Equifax.

Credit Freeze

It's called a "Credit Freeze" and it's an inexpensive (or free) service that the credit companies offer.  By putting a freeze on your accounts, any request to review your credit history, such as a credit card application, is stopped, usually resulting in rejection of that application.

Want to learn more about what it all means for you?  Here is a great resource that provides more...