Chances are that during this COVID lockdown, yoiu did a lot less driving.  For many people this resulted in a check showing up one day in the mail.  A refund check from your auto insurer. 

Yes, it may have been a small check, but heck ... that money is better in your pocket than the insurers, especially when their pay-outs for claims is far reduced due to significant reduction of insured driven miles by their policyholders.

More Possibilities for Savings

But beyond that check, there are other opportunities for savings on your auto insurance costs.

 Let's look at some you can consider:

• Permanently Reduced Mileage. If you find that you are now working from home far more, on a permanent basis, you can call your insurer and have your annual travel mileage changed to reflect that new driving level.  In some cases it may result in a reduction of your premium.  Another option with some carriers is to look into a "pay per mile" option for coverage. Be sure to...

Automobile Risks

We all know about the risks of driving our cars and the potential for serious harm in an accident.  Because of that, countless safety features have been built into them to help protect us.  That protection can be against our own bad driving habits...or those of others.  Seat belts.  Airbags.  Side impact guards.  Tempered glass. Children seats.  Lane change monitors.  Driving speed indicators.  Automatic braking.  Hands-free phones.  And even more developments in the future.

The Hidden Risks In Automobiles

But you probably don't know of a hidden danger in your auto that is typically ignored.  Yes, ignored by auto manufacturers and the consumers who purchase automobiles.   It's a risk that can impact each occupant of the auto, at any time, without warning, wreaking havoc on your health and safety.

So what are these hidden risks?

Infectious Disease.

Your car is teeming with billions of...