The "ultra" rich individual has very special risk circumstances, many of which we will likely never experience, such as risk from endorsements, huge investments, directorship positions, multiple homes, exotic autos, and boat or other things we can't fathom.  However, there are some strategies that SMART ultra-rich do use to protect their fortunes.  They use them, and you should too!

1. ALWAYS look at the risk potential of everything you do.   What good is a huge financial return if it puts your entire financial well being at risk? What good is a "relaxing vacation" if the location puts your life at risk?  What good is a thrill ride in a hang glider if you have a high chance of a severe accident? Although it may seem troublesome to always be looking at the risk of life's events, it's far less trouble than trying to repair something that has gone wrong that you could have prevented or reduced. 

2. KNOW where your existing risks are.  Understand...