It's the holidays.

Time to visit Grandma and Grandpa.   

All of those little grandkids (and sometimes great-grand-kids) to visit at the homes of the grandparents.  A wonderful time for all.

Or is it?

Putting aside the dynamics of families, there is another serious threat to the safety and well being of the grandkids...and they are the hidden risks in the homes of people without children.

 I myself had my first grandchild just a couple of years ago, with additional little ones to follow.  Let me just remind everyone this ... little kids can and will get into things that you think are safe and secured.  It's like God has provided the littlest people with built-in burglar instincts.  And we have to police the situation to keep them safe.

A recent poll from the University of Michigan suggests that medications are often not sufficiently safely stored when grandparents are visited by little ones.  This is very important because up to...

Risk management is the practice of helping reduce a bad outcome in your life.  While we typically think of risk management as using insurance as a way of helping reduce the financial impact of a bad event in your life, the fact is this:  Financial protection is important, but protecting your life and health from untoward events, is even more important.

At WhiteCoat Risk Management, our A.R.P. system helps people better identify, reduce and protect against the risks in their life.  Sometimes it's financial, but other times it helps you protect your life and health. This is one of those times.

Risks Of Injury: Knowledge Is Power.

If you knew that you had a high chance of being injured this year, would you be better off understanding what the most likely cause of that injury would be?  Or are you better off not knowing and taking your chances?  

I believe the answer is obvious.  If you know the most likely cause of an injury, then you can...